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A cohort default rate is the percentage of a school's borrowers in the US who enter repayment on certain loans during a federal fiscal year (October 1 to September 30) and default prior to the end of the next one to two fiscal years.〔(American Student Assistance ) Retrieved on June 6, 2010.〕 The United States Department of Education (ED) releases official cohort default rates once per year.〔(Department of Education. ) Retrieved on October 14, 2008.〕 == History of the cohort default rate == The cohort default rate was initiated in the late 1980s as a way of drawing attention to institutions that were thought to be preying on low-income students who might have trouble re-paying their loans.〔(Inside Higher Ed. ) Retrieved on October 14, 2008.〕 There had been a burst of trade schools in cities with large minority populations and low-income residents who tried to build enrollment by encouraging academically under-qualified students to apply for loans that they would be unlikely to be able to repay, especially if they received a substandard education. The cohort default rate plan was that institutions with abnormally high default rates would be identified and held accountable for their actions. These institutions would lose access to federal grants and loans after having a cohort default rate that exceeded the national average by 30% for three years, or 40% in one year. The goal was that fraudulent schools would be weeded out and all institutions would be forced to look at student education debt more seriously. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Cohort default rate」の詳細全文を読む スポンサード リンク
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